Insurance Premium Fraud 101 Roofing, Inc. Christie Chung (Sentence: 36 Months, Restitution/Fines/Penalties/Settlements Paid: $$2,919,072) Action Date: August 8, 2003 Location: San Francisco, CA On August 8, 2003, Christie Binn Chung, the owner of 101 Roofing, was sentenced in San Francisco, California, to 36 Months in prison and ordered to pay fines and penalties of $2,919,072. Chung operated his company without complying with labor code or workers' compensation regulations. He had no coverage for an employee who fell to his death on a job. The employee was not wearing a safety harness.